Lead Compliance Analyst

You’ll be the CCO’s main partner in scaling our compliance program. Half the job is design: turning regulatory obligations into frameworks, policies and controls that product teams/engineering teams/etc can build against. The other half is running it: reviewing launches, tracking conditions, and keeping commitments to partners and regulators on time.

At Wave, we help small businesses to thrive so the heart of our communities beats stronger.  We work in an environment buzzing with creative energy and inspiration. No matter where you are or how you get the job done, you have what you need to be successful and connected. The mark of true success at Wave is the ability to be bold, learn quickly and share your knowledge generously. At Wave, we value diversity of perspective. Your unique experience enriches our organization. We welcome applicants from all backgrounds. Let’s talk about how you can thrive here!   Wave is committed to providing an inclusive and accessible candidate experience. If you require accommodations during the recruitment process, please let us know by emailing careers@waveapps.com. We will work with you to meet your needs.     We use Google Gemini, a secure AI assistant, during interviews for note-taking purposes only. Notes are kept confidential and are not shared outside the hiring process. This allows our interviewers to stay fully focused on you during the conversation.   This advertised posting is a current vacancy.

Here's how you will make an impact:

You Thrive Here By Possessing the Following:

Required

6+ years in regulatory or product compliance at a fintech, payments company, PSP, bank or other regulated financial services firm

Hands-on experience building a compliance program component from scratch: policies, risk assessment, regulatory inventory, issue management or similar

Working knowledge of payments regulation and card network rules, with experience in at least one of: US money movement (NACHA/ACH, Reg E, UDAAP) or Canadian payments (RPAA, FINTRAC, PIPEDA)

Experience embedded with product and engineering teams, reviewing features before launch

Clear, concise writing: you can turn a regulation into a requirement as engineer can build to

Comfort with ambiguity and shifting priorities in an integration environment

Nice to have

Both US and Canadian regulatory experience

Privacy program experience (PIPEDA, Quebec Law 25, CCPA) or exposure to PCI DSS, SOX or HIPAA controls

Payroll, tax or small-business fintech background

Experience with partner or processor oversight, network attestations, or regulatory exams

People leadership or formal mentoring

CRCM, CAMS, CAMLO training or similar