Desenvolve vendas externas B2B na região de Caxias do Sul, prospectando clientes, apresentando soluções de pagamento, conduzindo negociações e acompanhando ativações, carteira e resultados comerciais.
Mortgage Loan Originator (Outside Sales)
📜 Description
- Build and maintain residential mortgage pipelines through referral partnerships with real estate agents, builders, financial planners, CPAs, and other centers of influence.
- Originate conforming, FHA, VA, USDA, jumbo, and portfolio loans suited to borrowers’ financial profiles.
- Consult with prospective borrowers on loan options and program guidelines, setting expectations from application through closing.
- Coordinate with processors, underwriters, and closers to move loans efficiently and protect pull-through rates.
- Represent the lender through networking, open houses, realtor visits, and community engagement.
- Stay current on lending guidelines, regulations, and market conditions while maintaining compliance with RESPA, TILA, SAFE Act, and applicable Texas licensing requirements.
🛠️ Requirements
- Active NMLS.
- Proven track record of self-sourced mortgage production.
- Working knowledge of conventional (Fannie/Freddie), government (FHA/VA/USDA), and portfolio loan products.
- Established referral network with relationships ready to activate.
- Authorized to work in the United States and eligible under NMLS SAFE Act requirements.
Full job description
The Opportunity
This is a rare chance to plant your flag with a well-established federally chartered, community-rooted mortgage bank that gives outside originators the tools, products, and back-office support to compete — and win — in today's purchase-driven market. If you've built a referral network and want a platform that won't slow you down, this role was designed for you. You'll own your pipeline, work your market, and keep the relationships you've spent years earning.
What You'll Do
Develop and maintain a consistent pipeline of residential mortgage business through referral partnerships with real estate agents, builders, financial planners, CPAs, and other centers of influence
Originate conforming, FHA, VA, USDA, jumbo, and portfolio loan products tailored to each borrower's financial profile
Conduct needs-based consultations with prospective borrowers to evaluate loan options, explain program guidelines, and set clear expectations from application through closing
Partner closely with processors, underwriters, and closers to move loans efficiently and protect pull-through rates
Represent the company's brand in your local market through networking events, open houses, realtor office visits, and community engagement
Stay current on agency guidelines, state regulatory requirements, and market conditions to serve as a trusted advisor to both borrowers and referral partners
Maintain full compliance with RESPA, TILA, SAFE Act requirements, and all applicable Texas licensing regulations
Why This Opportunity
This lender operates with a community-bank mindset but carries the product depth and operational firepower you'd expect from a much larger shop — meaning you can close complex deals without hitting a ceiling on what you can offer borrowers. The culture values originators who take ownership and rewards that independence with responsive processing, fast turn times, and leadership that actually picks up the phone. If you're tired of feeling like a number at a big-box lender, this environment will feel like a completely different career.
Ready to Make a Move?
Apply today with The Mortgage Talent Network to learn more about this opportunity and take the next step in your origination career.
The Mortgage Talent Network is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected class.
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