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Head of Credit Administration

🕒 10 days ago
Credit AdministrationLoan DocumentationCollateral ManagementDisbursement Controls
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📜 Description

  • Own end-to-end credit administration, including loan documentation, disbursement controls, billing and repayment, collateral perfection and safekeeping, and credit file maintenance.
  • Lead and develop the Credit Administration team and manage day-to-day operations.
  • Build a properly staffed function with clear ownership, clean records, and no single point of failure.
  • Partner with Credit, Risk, and Legal to support lending products as they scale.
  • Report performance, risks, and process gaps to the Deputy CEO and relevant committees.

🛠️ Requirements

  • 4-5 years of experience leading a credit administration function within a BSP-regulated bank.
  • Strong working knowledge and ownership of loan documentation, collateral management, disbursement controls, and the maintenance of credit files.
  • Advanced Excel skills. SQL is a strong plus.
  • Experience building or maturing a function from a smaller or informal setup.
  • Comfort operating in a lean, fast-scaling environment.
Full job description

About Salmon

Salmon Bank (Rural Bank) Inc., the banking arm of Salmon Group Ltd., is a technology-driven challenger bank in the Philippines operating under a BSP license. We combine the trust of a licensed institution with the speed and convenience of a modern financial product. Work within regulated financial infrastructure, where product, risk, compliance, operations, technology, and customer experience are closely connected.

About the Role
You’ll own Credit Administration for Salmon Bank and build it into a permanent, properly resourced function. You’ll report directly to the Deputy CEO and be accountable for the accuracy, completeness, and audit-readiness of everything that touches loan documentation, disbursement, and collateral.

What You’ll Do

  • Own end-to-end credit administration across credit documentation, disbursement controls, billing and repayment, collateral perfection and safekeeping, and maintenance of credit files, consistent with MORB Sec. 143.

  • Lead and develop the Credit Administration team and run the function’s day-to-day operations.

  • Make sure the function is structured and staffed with clean records, clear ownership, and no single point of failure.

  • Partner with Credit, Risk, and Legal so that documentation and disbursement processes support the bank’s lending products as they scale.

  • Report on credit administration performance, risk, and process gaps to the Deputy CEO, the Credit Committee, and the Risk Oversight Committee, as appropriate.

What We’re Looking For

  • 4-5 years of experience leading a credit administration function within a BSP-regulated bank.

  • Strong working knowledge and ownership of loan documentation, collateral management, disbursement controls, and the maintenance of credit files.

  • Advanced Excel skills. SQL is a strong plus.

  • Experience building or maturing a function from a smaller or informal setup.

  • Comfort operating in a lean, fast-scaling environment.

Good to Have

  • Experience in a fast-growing or newly licensed bank.

  • Exposure to credit administration technology or systems implementation.

Why Join Us
You’ll build a function from the ground up, with direct accountability to the Deputy CEO and a mandate that matters to how BSP sees the bank’s operational maturity.

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