Lead technology strategy and execution across a portfolio of fintech SaaS products, modernizing platforms and scaling global engineering, cloud operations, security, and customer engineering teams.
CTO, Cure
📜 Description
- Develop conversational agents that understand account context, personalize engagement, negotiate within policy, and act across channels and enterprise systems.
- Build decisioning and personalization systems using machine learning, experimentation, and behavioral signals.
- Establish data pipelines, evaluations, observability, guardrails, and human-review processes to improve outcomes safely.
- Design for security, privacy, auditability, explainability, compliance, and reliability in regulated environments.
- Work with customers to deploy and measure solutions, then scale early implementations; recruit engineers and applied AI talent and build the technical organization.
🛠️ Requirements
- Production experience building conversational AI, language-model, dialogue, or agentic systems for complex workflows.
- Strong knowledge of machine learning, personalization, ranking or recommendation, experimentation, optimization, and predictive modeling.
- Applied AI product judgment, including balancing model reasoning, deterministic controls, and human oversight.
- Experience integrating enterprise data and workflows and building secure, observable, reliable platforms.
- Zero-to-one technical leadership, with the ability to move from ambiguity to architecture and working product.
- Founder-level ownership, judgment, resilience, urgency, and willingness to lead across technology, product, talent, and customer deployments.
✨ Benefits
- Build a category-defining applied AI platform. Create the technical foundation for intelligent agents that can own outcomes across the recovery journey.
- Solve a technically demanding, consequential problem. Combine conversation, reasoning, personalization, decisioning, enterprise action, and trust in one of the most sensitive moments in the customer lifecycle.
- Create a product whose advantage compounds. Turn every interaction and outcome into a smarter system that improves economics for regulated enterprises and creates better paths to resolution for consumers.
- Build with committed studio support. Access Montauk Capital's capital, network, and company-building expertise during Cure's most formative stage.
- Set the technical vision and build the core platform across models, agents, data, orchestration, APIs, infrastructure, and integrations.
Full job description
Cure CTO & Co-Founder
US Based, Remote
About Montauk Capital
Montauk Capital builds and backs companies at the forefront of the Electron Economy, the generational shift towards electrified, intelligent technologies, reshaping industries and driving unprecedented demand for energy.
We shape the category leaders of tomorrow while delivering outsized returns. Our team combines deep investing acumen with decades of operating experience to give founders the strategic clarity and hands-on support that accelerates the building of enduring companies of consequence.
About Cure
Cure is building the AI-native customer engagement and recovery platform for regulated industries. Its intelligent agents engage consumers in natural, personalized conversations, understand the full context of each account, and take the right action to move customers toward resolution.
Unlike legacy collections software or scripted chatbots, Cure combines conversational AI, behavioral economics, decision science, and real-time consumer signals in a system that learns from every interaction. The platform will orchestrate outreach, negotiation, settlement, and financial-wellness pathways across channels , identifying the right means for engagement and the right settlement plan for each consumer, improving recovery economics while delivering a more empathetic consumer experience.
About the CTO & Co-Founder Role
We are seeking a founding Chief Technology Officer and co-founder to architect and build Cure's AI-native platform from the ground up. This leader will own the technical vision, product architecture, and engineering execution required to create personalized agents that can understand context, reason over enterprise data and policy, engage consumers naturally, and take reliable action across complex recovery workflows.
This is a hands-on building role for a deeply product-oriented technical founder. The CTO will work directly with customers and the CEO to translate high-stakes customer-resolution problems into a next-generation applied AI platform - pairing rapid product velocity with the reliability, explainability, security, and oversight required by regulated enterprises.
What You’ll Do
• Architect and build the core platform. Make foundational decisions across models, agent architecture, data, orchestration, APIs, infrastructure, and enterprise integrations while remaining deeply hands-on in the product.
• Create intelligent agents for customer resolution. Build conversational agents that understand account context, personalize engagement, negotiate within policy, coordinate across channels, and take action through enterprise systems.
• Build the decisioning and personalization engine. Apply machine learning, decision science, experimentation, and behavioral signals to determine the right intervention, message, channel, timing, and resolution path for each consumer.
• Create a rigorous learning and evaluation system. Establish the data pipelines, feedback loops, offline and online evaluations, observability, guardrails, and human-review mechanisms required to improve outcomes safely over time.
• Deliver enterprise-grade reliability and trust. Design for security, privacy, auditability, explainability, compliance, and dependable performance across consequential workflows and regulated customer environments.
• Build with customers. Work directly with design partners to understand workflows, deploy quickly, measure financial and customer-experience outcomes, and turn early implementations into a scalable platform.
• Build the technical organization. Recruit exceptional early engineers and applied AI talent, establish a culture of speed and technical rigor, and develop the systems and operating practices required to scale.
What You’ll Bring
• Conversational AI and agentic systems experience. A record of building and deploying production systems that use language models, dialogue systems, or autonomous agents to complete complex customer or enterprise workflows.
• Machine learning and decision-science depth. Strong command of personalization, ranking or recommendation, experimentation, optimization, predictive modeling, and the feedback loops that improve decisions over time.
• Applied AI product judgment. The ability to choose where models should reason, where deterministic systems should govern, how humans remain in the loop, and how to translate emerging capabilities into dependable products.
• Enterprise platform experience. Experience integrating into complex data and workflow environments and building secure, observable, reliable systems that enterprise customers can trust.
• Customer-experience conviction. A strong commitment to using next-generation applied AI to make consequential customer interactions more personalized, empathetic, effective, and easy to resolve.
• Zero-to-one technical leadership. Comfort moving from ambiguity to architecture to working product, making pragmatic tradeoffs, shipping quickly, and attracting outstanding people to build alongside you.
• Founder-level agency. Exceptional judgment, curiosity, resilience, urgency, and willingness to own product, technology, talent, customer deployments, and company-building beyond a conventional engineering remit.
Direct collections-industry experience is not required. We are particularly interested in technical leaders who can bring the ambition, product velocity, and customer focus of the best AI-native software companies into a recovery market overdue for reinvention.
Why Join Us
• Build a category-defining applied AI platform. Create the technical foundation for intelligent agents that can own outcomes across the recovery journey.
• Solve a technically demanding, consequential problem. Combine conversation, reasoning, personalization, decisioning, enterprise action, and trust in one of the most sensitive moments in the customer lifecycle.
• Create a product whose advantage compounds. Turn every interaction and outcome into a smarter system that improves economics for regulated enterprises and creates better paths to resolution for consumers.
• Build with committed studio support. Access Montauk Capital's capital, network, and company-building expertise during Cure's most formative stage.
Similar jobs
Search more Chief Technology Officer jobsThe Fractional CTO advises senior leaders on technology strategy, sets roadmaps and R&D priorities, evaluates emerging technologies and pilots, and guides architecture, governance, and strategic client engagements.
Experienced Startup CTO possible co-founder role, hands on Rust, startup experience a must have
We are seeking a hands-on Chief Technology Officer (CTO) to lead the technical architecture and development of a football-focused social network and super app.
As Chief Technology Officer, you will lead Toptal's AI-driven engineering strategy, overseeing technical architecture and driving innovation across product and engineering teams.
As Chief Technology Officer, you will drive Toptal's AI technology strategy, overseeing architecture, engineering teams, and ensuring high-quality outcomes through innovative AI practices.
