Investigate complex financial crime cases, review AI-assisted investigative outputs, and strengthen AML controls and regulatory reporting through evidence-based analysis and actionable feedback.
Senior SAM Analyst
📜 Description
- Lead end-to-end AML/CTF investigations involving complex alerts, referrals, fraud typologies, and interconnected customer activity.
- Conduct open-source research, identity verification, prior filing reviews, and blockchain analysis as needed.
- Draft and review investigative narratives and SARs/STRs, ensuring conclusions are evidence-based and clearly documented.
- Assess AI-generated narratives, evidence, risk assessments, and dispositions using human-in-the-loop quality scorecards.
- Provide actionable feedback on recurring investigation, model, data, and workflow defects to Product, Compliance Technology, and ML Engineering.
- Support AI evaluation and release testing through annotation, calibration, user acceptance testing, and benchmark case reviews; escalate material issues.
🛠️ Requirements
- 4+ years of experience in AML, transaction monitoring, fraud investigations, or financial crime compliance, including independent ownership of complex, high-risk, or multi-entity cases.
- Bachelor’s degree or equivalent practical experience.
- Demonstrated experience drafting and reviewing SARs/STRs and defending investigative conclusions through documented evidence and applicable regulatory requirements.
- Experience conducting quality reviews, second-reviewer checks, calibration, user acceptance testing, or model evaluation, including identifying systemic weaknesses and communicating reproducible, actionable findings.
- Demonstrated ability to prioritize competing cases and make risk-based escalation decisions under ambiguity or time pressure.
- Preferred: CAMS or another relevant AML, fraud, or crypto investigation certification; experience with SQL, Snowflake, fraud-ring analysis, entity resolution, or blockchain analytics.
- Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.
- Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
- US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
- Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.
✨ Benefits
- Private medical insurance
- Dental insurance
- Vision and eye care vouchers
- Life assurance benefit
- Disability and income protection
- Workplace pension scheme
- Global traveler medical policy
- Employee stock purchase plan
- Wellness stipend
- Mobile/internet reimbursement
Full job description
Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” Learn more about working at Coinbase.
As a Senior SAM Analyst on the CX Compliance team within Customer Experience, you’ll investigate complex financial crime activity and help strengthen AI-assisted investigations. You’ll own high-risk casework and apply human judgment to validate investigative outputs, support accurate regulatory reporting, and identify control gaps. Your findings will help Product, Compliance Technology, and ML Engineering improve investigation quality and efficiency while maintaining human oversight.
What you’ll do:
- Own end-to-end anti-money laundering and counter-terrorist financing (AML/CTF) investigations involving complex alerts, referrals, fraud typologies, and interconnected customer activity, including open-source research, identity verification, prior filing reviews, and blockchain analysis where needed.
- Draft and review investigative narratives and Suspicious Activity Reports/Transactions Reports (SARs/STRs), ensuring conclusions are evidence-based, clearly documented, and consistent with applicable requirements.
- Evaluate AI-generated narratives, evidence, risk assessments, and recommended dispositions using human-in-the-loop (HITL) quality scorecards to capture missed risk indicators, unsupported or fabricated facts, incorrect risk weighting, and inappropriate escalation decisions.
- Translate recurring investigation, model, data, and workflow defects into actionable feedback for Product, Compliance Technology, and ML Engineering.
- Support AI evaluation and release testing through annotation, calibration, user acceptance testing, and curated benchmark case reviews that inform model tuning and launch-readiness assessments.
- Escalate material issues affecting customers, regulatory filings, control effectiveness, or launch readiness, documenting evidence, potential impact, and recommended next steps.
Required Skills and Experience:
- 4+ years of experience in AML, transaction monitoring, fraud investigations, or financial crime compliance, including independent ownership of complex, high-risk, or multi-entity cases.
- Bachelor’s degree or equivalent practical experience.
- Demonstrated experience drafting and reviewing SARs/STRs and defending investigative conclusions through documented evidence and applicable regulatory requirements.
- Experience conducting quality reviews, second-reviewer checks, calibration, user acceptance testing, or model evaluation, including identifying systemic weaknesses and communicating reproducible, actionable findings.
- Demonstrated ability to prioritize competing cases and make risk-based escalation decisions under ambiguity or time pressure.
- Preferred: CAMS or another relevant AML, fraud, or crypto investigation certification; experience with SQL, Snowflake, fraud-ring analysis, entity resolution, or blockchain analytics.
- Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.
Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision).
- Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
- Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
- US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
- Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
- Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.
Similar jobs
Search more Financial Crime Analyst jobsBuild and improve transaction monitoring across payment rails by designing and tuning rules, analyzing transaction data, investigating complex alerts, and supporting suspicious activity referrals to sponsor banks.
Own and strengthen AML transaction monitoring by tuning detection rules, deploying AI-assisted investigations, handling complex cases, and ensuring program decisions are documented and defensible.
Senior Manager, Financial Crime Investigations & Intelligence
Lead complex financial crime investigations across global payment products, uncover illicit fund flows and internal threats, and turn investigative findings into stronger detection models, controls, and regulatory reporting support.
Senior Manager, Financial Crime Investigations & Intelligence
Leads complex, high-risk financial crime investigations across global payment products, develops investigative intelligence and typologies, and partners across compliance, risk, data, and engineering to strengthen controls.
