Join Axpo Polska as a Senior Credit Risk Manager and take ownership of counterparty credit risk for an assigned portfolio. Bring your expertise, mentor others, and help shape a strong credit risk culture.
What you will do:
Execution of the credit policy, including entering, verifying and accepting credit-risk-related agreements in the system.
Conducting comprehensive counterparty credit assessments, including the determination of appropriate credit ratings and credit limits.
Independent oversight and management of an assigned portfolios of counterparties with respect to credit risk, in accordance with the applicable credit risk policy.
Conducting annual credit reviews, including analysis of counterparties’ financial situations and updating their ratings and credit limits.
Participation in additional company-wide projects related to the credit risk area, including cooperation with relevant stakeholders and implementation of process improvements
Supporting the onboarding of new employees within the Credit Risk team, including knowledge transfer, familiarization with internal procedures and guidance on day-to-day responsibilities.
Providing support to and cooperating with the Margining team within the assigned portfolio to ensure the accurate day-to-day management of collateral exchanges with counterparties, where applicable.
What you bring & who you are:
A degree in Finance, Economics, or a related field
Minimum: 10-12 years in Credit Risk in banking or commodity trading (preferred)
Required expertise:
Financial risk management
Credit risk management
Modelling credit risk
Strong analytical skills, an open and curious mind, and a solution-focused approach
Good working knowledge of Microsoft Office, especially Excel
Strong written and verbal communication skills, and a team-oriented mindset
Full professional proficiency in English is required. C1-C2
About the team: You'll join the Risk Center team, working closely with the Head Risk Center and colleagues across the business. We value curiosity, collaboration, and a shared commitment to building long-lasting, trusted relationships.
At Axpo Group, we are dedicated to fostering a culture of non-discrimination, tolerance, and inclusion. As an equal opportunity employer, we welcome applications regardless of race and ethnicity, gender identity and expression, sexual orientation, age, disability, as well as socioeconomic, cultural, and religious background. We are committed to ensuring a respectful and inclusive recruiting process and workplace for everyone.
Develop and validate credit risk models, derive portfolio analytics, and deliver advisory projects for financial services clients, with a focus on IFRS 9, regulatory capital, and credit risk frameworks.
Plan and execute financial, operational, and technology audits, assess enterprise risks and internal controls, and advise stakeholders on improvements, SOX initiatives, and audit processes.
Estruture e negocie contratos de resseguro, avalie coberturas e acompanhe o desempenho de contratos e parceiros, apoiando a mitigação de riscos e a conformidade regulatória da seguradora.
Conduz investigações corporativas de ponta a ponta, planejando entrevistas, analisando evidências e testando hipóteses para elaborar conclusões e relatórios claros, objetivos e tecnicamente fundamentados.
Provides independent oversight of the credit portfolio by leading risk-based assurance reviews, analysing performance and controls, and driving practical improvements to governance, data quality and credit outcomes.
