The Finance Specialist performs daily revenue and bank reconciliations, helps prepare management accounts and financial reports, and supports accurate payment processing and other accounting tasks.
Fraud Operations Specialist - Fraud Prevention
📜 Description
- Handle fraud escalations in the application journey, including document reviews and call listening.
- Complete inbound & outbound payment reviews, making timely decisions to protect customers.
- Investigate requests to change personal information and apply updates only after resolving concerns.
- Investigate fraudulent transaction claims end to end, raising Visa chargebacks when applicable.
- Keep customers informed throughout investigations and manage their expectations.
- Coach colleagues on fraud queries to improve referral quality and consistency.
🛠️ Requirements
- Proven experience in a similar role within a financial institution.
- Previous experience using Cifas and Visa.
- Knowledge of fraud and AML laws and regulations.
- Excellent attention to detail when examining documents.
- Able to prioritize cases and stay effective under pressure.
- Adaptable in a fast-paced environment.
- A team player who acts with integrity and treats customers and colleagues with respect.
Full job description
Weekly working pattern:
This role operates on a hybrid working pattern, with three days per week in the office.
You will work 7.5-hour shifts between 8:00am and 8:00pm, Monday to Friday.
You will also be required to work one weekend day every other week, remotely from 9:00am to 5:30pm, with a day off in lieu during the week.
Some bank holiday working may also be required.
A day in the life
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Handle fraud escalations in the application journey, including document reviews, call listening and any other suspicions raised during onboarding.
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Complete inbound & outbound payment reviews within our service levels, making timely, well-reasoned decisions that protect customers without adding friction for legitimate payments.
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Investigate requests to change personal information and only apply updates once every concern is resolved.
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Investigate fraudulent transaction claims end to end, raising Visa chargebacks where applicable.
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Spot first-party fraud and escalate it with clear, evidenced rationale.
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Keep customers informed throughout an investigation and manage their expectations.
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Submit reports to Cifas and work with other financial institutions and law enforcement when needed.
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Support seniors and team leaders in high priority cases.
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Coach colleagues across Zopa on fraud queries, improving the quality and consistency of referrals.
About you
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Proven experience in a similar role within a financial institution.
-
Previous experience using Cifas and Visa.
-
Knowledge of fraud and AML laws and regulations.
-
Excellent attention to detail when examining documents.
-
Able to prioritise cases and stay effective under pressure.
-
Adaptable in a fast-paced environment.
-
A team player who acts with integrity and treats customers and colleagues with respect.
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