Head Capital Adequacy and Risk Management

We are looking for an experienced risk leader who will play a key role in further developing XTB’s risk management framework across the Group and act as a close partner to the board. Reporting directly to the Chief Risk Officer, you will be the CRO’s senior delegate for the day-to-day leadership and development of the Group risk function.

This is a senior leadership role combining strong technical risk expertise, business judgement, and people management. You will lead experienced specialist teams, play a key role in Group-wide risk processes, and help ensure that XTB’s approach to risk continues to evolve in line with the increasing scale, complexity, and international footprint of the business.

• Experience: Significant experience in risk management within a regulated financial institution, preferably an investment firm, bank, or other business with material trading and financial market exposure.

• Technical Expertise: Deep expertise in either capital adequacy / prudential risk OR financial risk management, combined with a strong working understanding of the other area.

• ERM Principles: Broad understanding of Enterprise Risk Management principles, including risk appetite, risk assessment, monitoring, escalation, and risk governance. Experience in developing or materially improving an ERM framework would be an advantage, but is not a prerequisite.

• People Leadership: Proven people leadership experience, including managing experienced specialists and Team Leaders, setting priorities, developing people, and ensuring effective delivery across multiple workstreams.

• International / Multi-Entity Operations: Experience working in an international or multi-entity environment, with the ability to coordinate risk management processes and requirements across subsidiaries and jurisdictions.

• Senior Stakeholder Management: Ability to operate effectively at senior management level and provide credible, independent challenge on material business and risk decisions.

• Communication: Excellent communication and stakeholder management skills, including experience working with senior management and the ability to constructively challenge business decisions while building trusted relationships across the organization.