Own monitoring and reporting of Personal Loans credit and model performance, investigate trends and root causes, evaluate experiments, and recommend treatments that inform senior leadership decisions.
Upstart jobs
Upstart (NASDAQ: UPST) is the leading AI lending marketplace connecting consumers with banks and credit unions for superior credit products.
80 open roles at Upstart
Senior Product Manager, Decisioning & Automation
Own the strategy and roadmap for HELOC underwriting and verification, expanding borrower eligibility and increasing automation and instant approvals while balancing conversion, operational efficiency, risk, and portfolio quality.
Research, implement, and validate machine learning improvements to unsecured underwriting models, analyzing their effects on credit decisions and partnering with engineering teams to bring reliable, production-ready solutions to deployment.
Principal Product Manager, Communications Platform
Own the strategy and roadmap for a shared communications platform, building scalable messaging infrastructure, governance, and data capabilities that help product teams deliver trusted customer experiences.
Senior Engineering Manager, Site Reliability
Leads the Site Reliability Engineering function, developing the team and strategy while improving incident response, observability, operational readiness, and resilience across production systems.
Principal Software Engineer, Core Pricing
Sets technical direction for Core Pricing and leads the design of scalable systems that use machine learning to optimize loan pricing and borrower-lender matching for personal and unsecured loans.
Design and operate scalable backend systems, services, and APIs for Upstart Bank, translating business and regulatory needs into reliable software while improving performance, observability, and operational quality.
Senior Software Engineer, Marketplace Optimization
Build and operate reliable, scalable backend systems that make real-time lending marketplace decisions, enable experimentation, and optimize borrower matching, offer construction, and marketplace economics.
Serve as the primary legal partner for Upstartโs HELOC product, guiding product development, launches, and expansion while advising cross-functional teams on consumer lending laws and managing regulatory risk.
Senior Software Engineer, Unsecured Installments
Lead the design and delivery of complex React and TypeScript borrower experiences, shape frontend and full-stack architecture, guide technical direction, and mentor engineers across critical lending journeys.
Build and operate software services that embed privacy controls across products, data pipelines, and machine learning systems, partnering across teams to make privacy-by-design scalable and reliable.
Own first-line fraud detection and investigations across secured lending, analyze emerging fraud patterns, prepare escalation and SAR referral packages, and partner across teams to strengthen controls and examination readiness.
Operate and evolve Upstartโs shared AWS and Kubernetes platform, improving reliability, scalability, security, developer experience, and cost efficiency across product and machine learning workloads.
Senior Software Engineer, White Label Platform
Build and maintain Upstartโs white-label platform, developing scalable APIs, services, and user interfaces that help partners access performance data and operational workflows while improving investor tools and business processes.
Software Engineer II, Developer Platform
Build and operate developer platform systems for continuous integration, Kubernetes-based ephemeral environments, shared testing, and developer tooling, helping engineers deliver production-ready software with fast, reliable feedback.
Build and scale product and platform capabilities for auto-secured lending, improving borrower conversion, eligibility, and operational workflows while balancing customer experience, risk, and system reliability.
Design and build secure internal applications, platforms, APIs, and integrations that support bank risk, compliance, legal, and operational workflows, translating complex requirements into scalable solutions.
Provide technical leadership for internal banking platforms and security automation, setting architecture and engineering standards while delivering secure, scalable systems for critical operational workflows.
Product Quality Manager, Home Lending & Auto
Leads quality control across home and auto lending, overseeing loan reviews, compliance testing, sampling, defect remediation, and reporting while strengthening audit-ready processes across the secured lending lifecycle.
Design and evolve scalable, low-latency pricing services that turn machine-learning underwriting outputs into accurate risk and profitability measures across products, while guiding architecture and engineering practices.
Develop and improve machine learning models for borrower acquisition across marketing channels, using causal inference, rigorous experimentation, and analysis to optimize prospect selection and campaign outcomes.
Senior Software Engineer, Home Lending
Own and improve borrower-facing Home Lending systems across application, decisioning, and closing, leading technical delivery while ensuring production reliability, quality, and maintainability.
Senior Software Engineer, Lifecycle
Build and operate the backend platforms that power personalized customer communications across email, SMS, push, and emerging channels, turning customer data into timely engagement through scalable services and data pipelines.
Software Engineer, Distribution Platform
Build scalable systems that deliver targeted marketing content across digital ads, direct mail, and partner channels, collaborating with product, analytics, marketing, and machine learning teams to improve reliability and maintainability.
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