Reinsurance and Statutory Capital Strategist

Lead enterprise reinsurance strategy and statutory capital optimization, including complex transactions, captive arrangements, regulatory engagement, and cross-functional advice on risk and capital decisions.

Description

• Design, negotiate, and place reinsurance programs, including quota share, excess-of-loss, and stop-loss structures.
• Partner with Treasury, Actuarial, and Finance on capital models, stress tests, and statutory accounting for reinsurance transactions.
• Engage regulators and lead statutory filings, audits, and financial examinations.
• Advise executives and collaborate with Legal, Tax, Underwriting, Claims, and other teams on reinsurance and capital strategy.

Requirements

• 8+ years of progressive experience in reinsurance, capital management, corporate finance, or risk transfer, with a record of designing and placing complex structures.
• Hands-on experience managing or structuring captive insurance entities, intercompany reinsurance, or affiliate risk pooling.
• Thorough knowledge of statutory accounting principles, Risk-Based Capital mechanics, statutory surplus management, and NAIC frameworks.
• Experience engaging state insurance regulators, managing financial examinations, and obtaining approval for regulatory filings.
• Strong negotiation and interpersonal skills, with the ability to build consensus across internal teams and external partners.
• Experience in health, P&C, life, or reinsurance brokerage/underwriting is applicable; healthcare insurance exposure is a plus.
• FSA, FCAS/ACAS, CPA, or CFA credentials are optional.

Benefits

• Dental
• Vision plans with low or no premium
• Generous paid time off and a parental leave program.
• $100 monthly mobile or internet stipend.
• Stock options for all employees.
• 401(k) program.
• Bonus eligibility for roles below Director; commission eligibility for Sales roles.
• Manage captive insurance entities and develop affiliate and intercompany reinsurance arrangements.
• Monitor and optimize statutory capital, Risk-Based Capital ratios, and surplus across insurance entities.