The team safeguards Unzer’s performance and reputation by proactively managing enterprise-wide financial risks and non-financial risks – covering capital, liquidity, credit/counterparty, market and settlement risk as well as operational, process and control risks, provide independent oversight, embedding the risk framework, ensuring regulatory compliance and fostering a strong risk culture – enabling informed decisions and sustainable growth within risk appetite. Acting as second-line-of-defense expert across both risk domains, the role brings particular depth in financial risk and translates quantitative risk insights into actionable management information. Unzer lives a customer-centric organization, so that the Enterprise Risk Manager is fully aware of who his/her customers are and leads by example in striving to have all Financial & Non-Financial Enterprise Risk processes, documentations and ways of working to be customer-first, pragmatic and solution-orientated to the highest degree possible.
WHAT WE OFFER More than a workplace. A place to grow. 🌍 At Unzer, colleagues from 50+ nationalities across four countries work together to create better outcomes for our merchants. We take ownership, move with pace and keep raising the bar—as one team. We set high expectations and give you the flexibility, learning opportunities and practical support to do your best work, grow your impact, and build a sustainable career. 🏡 Flexibility that works Combine focused time at home with connection and collaboration in the office. Our hybrid setup includes two office days per week. 🚲 Your commute, your choice Choose the mobility benefit that works for you: bike leasing or a Deutschlandticket. 🏖️ Work from anywhere in the EU Change your perspective and work from another EU country for up to 15 days per year. 📗 Keep raising the bar Use an annual learning budget of €1,000 for courses, conferences, certifications and other development opportunities that help you grow and increase your impact. 🫴 Support when you need it Access confidential counselling whenever you need support with personal or professional matters. 💰 Build your future Look ahead with our company pension scheme and take care of your long-term financial wellbeing. Benefits may vary by location and employment setup. Your recruiter will share the details relevant to your role. *Unzer is an equal employment opportunities workplace, and we commit to hiring regardless of race, sex, gender identification, sexual orientation, national origin, native language, religion, age, disability, marital status, citizenship, genetic information, pregnancy, or any other characteristic protected by law. Please refrain from including your picture and age with the application. #LI-HYBRIDServe as the (local) subject matter expert, supporting teams and individuals in financial and non-financial risk-related topics with in-depth expertise in financial risk (capital adequacy, liquidity, credit/counterparty, market and settlement risk).
Ensure effective/sound implementation and integration of the risk management framework across all Unzer entities, adhering to relevant regulatory requirements (EBA, CSSF, MaRisk, DFSA, and/or other applicable EU regulations), including risk appetite statement and the derived financial and non-financial risk limits and thresholds.
Identify and address gaps in the risk framework while proactively proposing solutions, changes, or preventive measures; conduct risk analyses and review existing controls for effectiveness, including scenario and stress testing as well as risk reporting with key risk indicators for management and committees.
Assess, review, and contribute to continually improve the risk management framework, ensuring it remains effective amid changing regulatory and business needs.
Contribute with developing, updating, and maintaining risk policies, procedures, and related documentation across both risk domains.
Support both internal and external audits, including regulatory audits; implement and monitor of trainings and programs to promote risk awareness within the organization; collaborate independently with other Group Risk Control functions on projects, tasks and enterprise risk-related initiatives, seeking guidance for complex or unfamiliar scenarios.
Solid knowledge of regulatory requirements concerning financial (enterprise) risk – e.g. capital and liquidity adequacy and safeguarding of client funds on the financial side, and internal control and operational risk requirements on the non-financial side.
Solid experience with internal control systems and risk management frameworks, with an understanding of payment/financial services and/or acquiring business operations considered an advantage.
Exposed to and having knowledge of relevant European regulations, with emphasis on German, Luxembourg, and Danish requirements.
At least 3 years of experience in the fields of enterprise risk, risk control, risk management, audit, or consulting, ideally with a demonstrable focus on financial risk topics; strong quantitative and analytical skills and confident handling of financial data, risk metrics and reporting tools.
Ability to interpret regulations and clearly present conclusions and plans to a range of stakeholders, both orally and in writing.
Proficiency in English, German, and/or Danish, with strong verbal and written communication skills.
Please note that we will not sponsor your visa or relocation, and you must have a valid work permit to be eligible for this position.
Does it sound exciting? - Apply with your CV in English. Please don’t shy away if you don’t meet all the requirements! We’re looking forward to meeting you.
We will get back to you within 14 days of receiving your application.
The interview process includes: a 30min intro call with a TA Partner, 60min conversation with the hiring manager, 60 min skills assessment and a 30min final call. Please note the process might alter depending on our team’s availability.
Advance state government relations across the North and Mid-Atlantic by shaping legislative strategy, engaging public stakeholders, and supporting policy priorities for SpaceX and SpaceXSI facilities.
Advance state government relations across the North and Mid-Atlantic by engaging public officials, building stakeholder relationships, monitoring policy developments, and supporting legislative strategy for SpaceX and SpaceXSI.
Supports daily store operations by preparing products, handling orders and inventory, maintaining the facility, and delivering customer service while helping ensure a positive guest experience.
Own enterprise sales from prospecting through close, building executive relationships and guiding complex, multi-stakeholder deals that show industrial customers the measurable operational impact of AI.
Lead Safeguards incidents involving AI systems from declaration through closure, coordinating cross-functional responders, managing urgent enforcement escalations, and improving incident response processes, reviews, and automation.
