🕒 14 days ago
Leads FP&A planning, budgeting, and forecasting across business units, delivering executive financial insights and reporting while managing analysts and improving planning tools and processes.
Financial Planning & Analysis Manager
📅 Aug 25
Financial Planning And AnalysisFinancial ModelingBudgetingBusiness Forecasting
📜 Description
- Partner with the Latam Finance Director and US FP&A team on ongoing and ad-hoc analysis and modeling.
- Build financial models for budgeting, forecasting, company health, and pricing evaluation; report KPIs to US headquarters.
- Calculate principal and interest distributions across debt facilities and create dashboards for financial metrics.
- Coordinate with accounting on financial data, Local GAAP and US GAAP reconciliation, and audits.
- Validate taxes paid and support merchant payments and transaction reconciliation.
🛠️ Requirements
- Bachelors in Finance, Economy, Accounting, Business Administration or Engineering
- 5+ years of experience in finance roles
- Experience with Colombian and Panamanian market and regulation
- Problem solving and analytical skills
- Excellent Excel modeling skills, Google Sheets experience is a plus.
- Maintain and build strong relationships with senior stakeholders
- Detailed oriented
- Experience with Netsuite, PBCS/Hyperion is a plus.
- Prior experience at leading consultancy, financial institutions or fintech is a plus.
- Languages: English professional proficiency is mandatory
✨ Benefits
- 100% Company-funded Health for employees and immediate family members
- Life Insurance
- Indefinite-term contract
- 20 days of vacations, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Headphone benefit
- Home office equipment allowance and wellness perks
- Catered lunches
Full job description
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
As the lead of finance for Colombia and Panama you will be reporting to the Finance Director of Latam and support the existing finance and FP&A functions of the company. You will provide support to the finance team’s efforts in managing and servicing existing debt investors. This role requires strong analytical and forecasting skills to ensure healthy financial planning and operations control.
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
Responsibilities
Qualifications
Benefits
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