🕒 6 days ago
Atue como especialista sênior de risco de crédito, revisando e monitorando operações estruturadas, participando de comitês e desenvolvendo controles, indicadores e processos para proteger os fundos.
Senior Fraud Strategy Analyst
🕒 yesterday
Fraud StrategyFraud AnalyticsRisk AnalysisSQL
📜 Description
- Identify fraud trends and implement tactical and strategic solutions to reduce losses and client impact.
- Partner with risk, operations, analytics, product, and business leaders to assess tradeoffs and independently analyze potential actions.
- Present clear recommendations to executives, committees, and operational leaders.
- Evaluate internal and external fraud-management solutions, researching best practices and recommending suitable approaches.
- Translate fraud and payments trends into short-, medium-, and long-term actions across deposit and credit products.
- Use Excel, SQL, Python, or similar tools for quantitative analysis.
🛠️ Requirements
- 5+ years of relevant experience in risk and/or fraud strategy and analytics.
- Bachelor’s degree in Economics, Mathematics, Business, or STEM, or relevant experience at a financial institution or payments company.
- Proficient SQL skills and working knowledge of Excel, including pivot tables and VLOOKUPs, and PowerPoint.
- Experience working cross-functionally and managing projects from planning through execution and delivery.
- Understanding of ACH, RDC, Bill Pay, debit cards, direct deposit accounts, lending services, and bank operations.
- Strong analytical, communication, problem-solving, and stakeholder coordination skills.
✨ Benefits
- Health coverage
- Life insurance
- 401(k) with an immediate 3% company match
- Flexible holidays
- Company-sponsored mental health benefits, including 1:1 therapy
- Over $1,000 annually for personal wellness
- Monthly work-from-home stipends totaling over $1,000 annually
- Paid parental leave: up to 20 weeks for birthing parents and up to 12 weeks for other parents
Full job description
About Bluevine
Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.
Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.
We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?
WHAT YOU'LL DO:
- Serve as a Fraud Strategy Analyst focused on identifying ongoing fraud trends and implementing tactical and strategic solutions to mitigate future losses and negative client impact.
- Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to understand different viewpoints, obtain data to make tradeoff decisions, and then conduct own independent analysis of possible courses of action.
- Develop presentations and present analysis and recommendations in a clear, concise, and compelling way for a variety of audiences including executives, committee members, and operational leaders.
- Conduct independent analysis of fraud management solutions, both internally developed and external providers, to understand trade offs between client impact and fraud prevention.
- Research best practices for Fraud organizations and recommend implementations that work for Bluevine.
- Work with fraud and payments operations to understand ongoing fraud trends and translate that into actionable items with short, medium, and long term solutions.
- Research and present out of the box solutions to limit fraud risk across DDA and a variety of credit products while maximizing revenue and minimizing customer friction.
- Leverage excel, SQL, and python or similar tools for quantitative analysis.
WHAT WE LOOK FOR:
- 5+ years of relevant experience in risk and/or fraud strategy and analytics.
- Bachelor’s degree (Economics / Mathematics / Business / STEM) or relevant work experience in a financial institution or payments company.
- Proficient level SQL abilities required.
- Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations.
- Proven ability to manage projects end-to-end, from planning through to execution and delivery. Demonstrates strong leadership in coordinating cross-functional teams, holding stakeholders accountable, and ensuring alignment with project goals.
- Strong understanding of money movement including ACH, RDC, Bill Pay, and Debit Card.
- Strong understanding of direct deposit accounts and lending services from a client experience perspective as well as a back end understanding.
- Comfortable presenting analysis to senior leaders across the organization and driving consensus as to the best path forward.
- Working knowledge of PowerPoint (large group presentations) and Excel (pivot tables, VLOOKUPs).
- Knowledge of bank operations, including but not limited to account application processing/customer onboarding, payment processing, deposit operations, fraud operations and customer support.
- Analytical and detail-oriented.
- Quick-thinker, fast learner, problem solver.
- Strong work ethic—gets things done within a strict time frame.
Benefits & Perks (US Based ONLY)
- Excellent health coverage and life insurance benefits
- 401K with an immediate 3% company match
- PTO, Company Holidays, and Flexible Holidays
- Company-sponsored Mental Health Benefits, including 1:1 therapy
- Over $1,000 each year to spend on your personal wellness
- Monthly WFH stipends totaling over $1,000 annually
- Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
- Access to financial coaches and education sessions
- Weekly catered lunches and fully stocked kitchen pantries
- Community-based volunteering opportunities
#LI-Hybrid
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