AML Analyst II

This is a hybrid role. At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline.

ABOUT THE ROLE:

Bluevine is looking for a self-motivated individual to join our Risk team.

As an AML Analyst at Bluevine, you will play an essential role in supporting all BSA compliance initiatives, refining internal strategies and contributing significantly in Bluevine’s continued success. The ideal candidate is analytical, results driven and thrives in a fast-paced startup environment.

WHAT YOU'LL DO:

• Review, and/or investigate ‘unusual activity’ that is sent to the AML team via alerts or internal referrals by identifying red flags, validating adverse media and analyzing complex transactional flows to identify potential anomalies;
• Understanding of cash management products and correspondent banking;
• Draft and write narratives for Unusual Activity Reports (UARs) for partner bank;
• Maintain and update your knowledge of anti-money laundering compliance rules, regulations, laws, and best practices across operating regions, including a strong understanding of the LATAM regulatory landscape;
• Identify trends through pattern analysis and external tools;
• Report and make notes/records of any suspicious transactions or activities in an efficient and timely manner;
• Support efforts on reporting compliance matters internally;
• Liaison with the Fraud and investigation teams to lead AML due diligence reviews;
• Assist with ad-hoc projects to improve processes.

WHAT WE LOOK FOR:

• Minimum 2+ years of experience in AML;
• Have a strong understanding of AML-related regulatory structure, process, regulations and their underlying principles; principles, expertise in LATAM regional AML regulations and compliance frameworks;
• Proven experience reviewing and validating international identity documents (IDs) and corporate verification materials;
• Deep conceptual and practical understanding of transactional flows, payment systems, and digital banking corridors;
• Demonstrated ability to interpret and provide actionable guidance on specific AML rules;
• Banking or FinTech experience required;
• Proficient in Google Sheets and Microsoft Excel
• Be highly motivated and be able work individually and as part of a team;
• Very strong organizational, problem-solving and decision making skills;
• The ability to self-motivate and thrive in a fast-paced, rapidly changing startup environment;
• Demonstrated capacity for gathering and scrutinizing data to identify issues, patterns and business solutions;
• Have excellent written, verbal, analytical, and interpersonal skills (professional proficiency in Spanish or Portuguese is a strong advantage for regional coverage);
• Prior experience with transaction-based KYC reviews is an advantage;
• ACAMS certification is an advantage