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Business Analyst in Financing & Loans Tribe | SEB, Tallinn

🕒 8 days ago
Product DevelopmentStakeholder ManagementCredit ProductsLending Processes

📜 Description

  • Develop and continuously improve private lending products across the Baltic markets, ensuring alignment with customer, business, and regulatory needs
  • Coordinate product and process changes from initial need through implementation, working closely with IT specialists and other relevant teams
  • Analyse business and regulatory requirements and translate them into clear product or solution changes
  • Build alignment with internal and external stakeholders and partners, negotiating and coordinating decisions where needed
  • Contribute to development initiatives and projects, taking ownership of assigned topics and driving them through to completion
  • Support and advise front-line colleagues on private lending products, processes, and related changes

🛠️ Requirements

  • Good written and spoken English for collaboration across the Baltic organisation
  • Good Estonian skills, as the role involves working with local and regulatory documentation
  • Experience with credit products, lending processes, or the relevant regulatory framework
  • Effective communication and stakeholder-management skills, with the ability to collaborate across teams and markets
  • A proactive and solution-oriented mindset, with the confidence to challenge existing approaches and propose new solutions
  • Ability to prioritise effectively, work independently, and take ownership of assigned topics

✨ Benefits

  • Meaningful and challenging work in a highly skilled international team
  • A supportive and inclusive culture with modern, ergonomic workspaces
  • A hybrid working model, with three days per week in the office
  • Dedicated time for learning during work hours and access to global learning platforms
  • Health insurance
  • Additional vacation days
  • Third-pillar pension contributions
  • Strong focus on wellbeing
  • Mental health resources
  • Other benefits
Full job description

SEB isn’t just a bank, we are also a modern technology company with many talented IT professionals - product owners, business developers, finance and risk experts, analysts, architects, software developers. There are more than 200 systems and applications where all bank products, business processes, channels, and data are created and maintained by the Product & Technology Development department.

You will become part of an experienced international Private Lending team responsible for developing and launching private lending products across all three Baltic markets.
In this role, you will have the opportunity to shape private lending products used across the Baltics and influence how they develop over time. You will gain broad exposure to product development, regulation, technology, and cross-Baltic stakeholder collaboration while taking real ownership of solutions from idea to implementation.

This is a fixed-term role covering a maternity leave. The expected contract duration will be discussed during the recruitment process.

Do you want to be a part of SEB?  Welcome to join our inspiring culture and dedicated team distributed across the Baltic states and beyond.   We are looking forward to your application by October 5th, 2026.   Learn more about working at SEB https://www.seb.ee/karjaar/karjaar    It is our fundamental belief that inclusion and diversity is crucial for our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected, and involved irrespective of who they are, what they believe or where they come from.

Your key responsibilities will include:

  • Develop and continuously improve private lending products across the Baltic markets, ensuring alignment with customer, business, and regulatory needs
  • Coordinate product and process changes from initial need through implementation, working closely with IT specialists and other relevant teams
  • Analyse business and regulatory requirements and translate them into clear product or solution changes
  • Build alignment with internal and external stakeholders and partners, negotiating and coordinating decisions where needed
  • Contribute to development initiatives and projects, taking ownership of assigned topics and driving them through to completion
  • Support and advise front-line colleagues on private lending products, processes, and related changes
  • You will be the right fit if you have:

    • Good written and spoken English for collaboration across the Baltic organisation
    • Good Estonian skills, as the role involves working with local and regulatory documentation
    • Experience with credit products, lending processes, or the relevant regulatory framework
    • Effective communication and stakeholder-management skills, with the ability to collaborate across teams and markets
    • A proactive and solution-oriented mindset, with the confidence to challenge existing approaches and propose new solutions
    • Ability to prioritise effectively, work independently, and take ownership of assigned topics

    What we offer:

    • Meaningful and challenging work in a highly skilled international team
    • A supportive and inclusive culture with modern, ergonomic workspaces
    • A hybrid working model, with three days per week in the office
    • Dedicated time for learning during work hours and access to global learning platforms
    • Competitive benefits, including health insurance, additional vacation days, and third-pillar pension contributions
    • A strong focus on wellbeing, supported by employee events, mental health resources, and other benefits
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