Desenvolve e aprimora estratégias de crédito para pessoas físicas, monitora desempenho e risco das carteiras e transforma análises de dados em recomendações, modelos e melhorias operacionais.
Credit Strategy & Decisioning Manager
🕒 yesterday
Credit StrategyUnderwriting PolicyLoan Decisioning EnginesDecision-platform Configuration
📜 Description
- Translate underwriting policies into decision-platform configurations and document decision flows, overrides, exceptions, and fallback logic.
- Monitor approval, pull-through, override, and policy-drift metrics; assess gaps between configured policy and intended outcomes.
- Brief senior leaders on execution status, risks, and decisions, explaining trade-offs to technical and non-technical audiences.
- Maintain policy version histories, audit trails, change approvals, and mappings between decision logic and customer communications.
- Design and validate A/B, champion/challenger, and shadow tests; assess credit and fraud vendors and support pilot integrations.
- Prioritize configuration requests against engineering and product capacity and manage delivery trade-offs.
🛠️ Requirements
- Exceptional attention to detail and focus on engineering quality processes, with the ability to trace details and catch discrepancies before they reach production
- Skilled at building and maintaining monitoring dashboards and translating performance data into clear, actionable insights for leadership
- Experience using with software such as SQL, Python, Databricks, Tableau, Claude/ChatGPT
- Deep understanding of credit and underwriting policy and how configuration choices translate into borrower outcomes and portfolio risk
- Strong sense of ownership over outcomes — from policy configuration through to portfolio performance with minimal need for oversight
- High integrity and sound judgment — comfortable escalating and surfacing blind spots for leadership rather than smoothing them over
- Working knowledge of loan decisioning engines including how policy rules interact with third-party data sources.
- Strong program and project management skills; able to prioritize and sequence competing configuration change requests across engineering and product resourcing
- Superior written and verbal communication skills; able to communicate complex trade-offs to technical and non-technical audiences and tell a compelling story
- Collaborative and effectively engage across a wide range of stakeholders — Capital Markets, Treasury, Product, Engineering and Credit Risk
Full job description
About GoodLeap:
GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap’s proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $30 billion in financing for sustainable solutions since 2018.
GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 1.6 million people across Africa, Asia, and South America.
Position Overview
The Credit Strategy and Decisioning Manager will manage execution and delivery of GoodLeap’s underwriting policy and procedures. This role manages policy configuration content within the decision platform, monitors and enhances GoodLeap execution processes, and communicates feedback on quality checks and controls regularly to the leadership. This role will also support Capital Markets, Treasury, Credit Risk, Product, and Engineering to conduct feedback loops on policy changes against the business intent, and design and deliver pilots working with internal stakeholders and externally with vendors to continually improve performance of GoodLeap’s financing products.
Essential Job Duties and Responsibilities
Required Skills, Knowledge, and Abilities
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